Beyond the numbers.
Guidance That Feels Personal—Because It Is
Who We Are
At Aristata Financial we serve a select group of business owners and affluent families so that we can devote a great deal of time and attention to each of them, providing an excellent client experience.
Each of our team members is committed to developing close and long-standing relationships with every client, and it shows in the fact that we work with multiple generations of many families. We believe you should be working with people who really know you.
Who We Serve
Your Financial Partners,
Guiding You Every Step of the Way
We understand your unique financial challenges and goals.
Business Owners
From succession and investment strategies to retirement, create a plan that will withstand a volatile market
Affluent Families
Creating generational wealth for a lasting legacy with the bones in place to last for generations to come
What We Do
Solutions for Every
Chapter of Your Life.
We combine our deep industry experience with innovative strategies to craft tailored financial solutions. By collaborating with your other trusted professionals, we ensure a holistic approach that aligns with your unique needs and long-term goals.
The Empower Process
A Process Built for You
Explore
Envision
Engineer
Empower
We know your journey
because we’re by your side.
Hello.
We can’t wait
to meet you.
Here’s what others like you are asking
Answer
We offer the ability to support business owners through every stage of their journey. Our partnership with the Raymond James Investment Banking department gives us access to over 700 professionals in offices across the U.S., Canada, and Europe. Through deep industry knowledge and transaction expertise we have become one of the leading full-service investment banking firms in the U.S. catering to middle-market growth companies. Whether you need capital to grow, an exit plan, or a strategy for transferring proceeds into personal wealth, we help ensure your business and personal financial goals are seamlessly integrated.
We take the time to get to know your business, family, lifestyle, and goals. Our team works together daily to ensure every detail is covered, and we collaborate with other professionals—like your CPA or attorney—to provide truly comprehensive service. Our approach isn’t just about numbers; it’s about building trust and lasting relationships.
Answer
We primarily work with business owners and affluent families. You could qualify in any of the following ways:
- You have at least $500,000 in assets to invest – Advisory fee
- You are only looking for a financial plan – Separate fee.
- You are looking for business optimization – Separate fee
What is Business Optimization?
Answer
We focus on maximizing after-tax, risk-adjusted returns using a combination of our 31 discretionary investment models, separately managed accounts (SMAs), and private alternative investments for qualified clients. We align your investment strategy with your financial plan designed to avoid conflicts of interest—when you do better, so do we.
Answer
We follow a 4-step process called “Empower”:
Explore: We get to know you personally and learn about your goals.
Envision: We review your current financial picture and ideal future.
Engineer: We design and refine your financial plan.
Empower: We implement and review the plan to adjust as life changes.
Answer
We serve families across the U.S. and a few foreign countries. We use Zoom extensively for remote meetings and travel to meet with our clients in person.
We primarily offer fee-based advisory services charging a flat fee based on a client’s total assets under advisement. However, if deemed appropriate and in our client’s best interest, we also provide commissioned brokerage services. Though our financial advisors provide clients with great care and recommendations, advisors only have a legal fiduciary obligation to advisory clients.
In a fee- based account clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm’s Form ADV Part 2A as well as the client agreement.
Alternative Investments involve substantial risks that may be greater than those associated with traditional investments and may be offered only to clients who meet specific suitability requirements, including minimum net worth tests. These risks include but are not limited to: limited or no liquidity, tax considerations, incentive fee structures, speculative investment strategies, and different regulatory and reporting requirements. There is no assurance that any investment will meet its investment objectives or that substantial losses will be avoided.
